In our lives we are constantly striving for free time. Sometimes it seems as if you will never have any. The bigger question is why you should spend any of it on a boring subject like reviewing your
insurance. This blog will talk about how important it is to review you insurance on a yearly basis.
The most important reason to review your
insurance is, "How often do you go a day little alone a year without something changing?" How many years go by that one of the following doesn't happen: buy a new car, have a baby, get a raise from work? Not very many if any. Even at that consideration level your spending habits change, your driving habits change and your living habits change. Our lives are constantly changing.
The next reason is the world around us is constantly changing. Inflation is a big thing to take into consideration. A perfect example is to just look at the price of cars. They keep seeming to go up and up. There are also constant changes in the world of insurance. Coverage with a company is constantly changing. It can be as small a change of wording to what is allowed to be covered. It is very important to be aware of what is going on and how it effects your
insurance.
The final reason that you should review your
insurance is to take advantage of all of the discounts. Companies are constantly changing discounts. Other than the changing of the discounts you could now be eligible for a discount that were not eligible for before. The only way to do this is go over what has changed and what hasn't with your insurance consultant.
My agency is very aware of how fast things change. That is why we constantly offer
FFR's (Farmers Friendly Review) to all of our clients and even people who are not our clients. The biggest pet-peeve of mine is when someone is paying thousands of dollars a year and have no idea what they are paying for. These are the main reasons why
insurance consultants like myself are so important to have. As Professor Burke says,"We make you smarter about insurance."
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